Legal
The documents that govern Kinship, in plain language. Each one shows its version and the date it took effect, and every version keeps a permanent address and a PDF copy.
- Kinship Platform Terms
Your free Kinship account and the app: what it includes, how Kemi works, and the rules we both keep.
Version v1.0 - effective 19 August 2026 · PDF
- Kinship Plan Terms
Buying a Kinship Plan for yourself or someone you love: prices, payments, cancellation, supporters, the Kin Fund and health benefits.
Version v1.0 - effective 19 August 2026 · PDF
- Kinship Supporter Terms
Contributing to someone's Kinship Plan: how collections work, changing your mind, and what happens if the Plan ends.
Version v1.0 - effective 19 August 2026 · PDF
- Kinship Member Care Terms
The Plan Member's care membership with Kinship Nigeria: what you get, your choices and switches, your health benefits, leaving, and your information.
Version v1.0 - effective 20 August 2026 · PDF
- Kinship Care Partner Schedule
The local Kinship company that delivers care in each country where Kinship Plans are available, and how new countries are added.
Version v1.0 - effective 19 August 2026 · PDF
- Kinship Privacy Notice
How Legacy FS Limited handles your information: what we collect and why, identity verification, who we share it with, your rights and how long we keep it.
Version v1.0 - effective 19 August 2026 · PDF
- Kinship Nigeria Privacy Notice
How Kinship Management Service Limited handles the member's care and health information under the Nigeria Data Protection Act, and what family sees - only what the member switches on.
Version v1.0 - effective 20 August 2026 · PDF
- Kinship Cookie Policy
The cookies the site uses - essential, analytics and advertising - what each does, and how you choose.
Version v1.0 - effective 19 August 2026 · PDF
- Kinship Complaints Procedure
If something isn't right, tell us: how to reach us, what happens next, and the timescales we hold ourselves to.
Version v1.0 - effective 19 August 2026 · PDF