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Plain answers, with sources

The questions families ask when someone they love is in Nigeria and they are not. Answered in the first two sentences, with the numbers and where they came from. Every page is information, not medical, legal, financial or insurance advice.

36 articles

  • Money and healthcare

    Sending money to Nigeria for a relative's healthcare: what it costs and what it buys

    What it really costs to send money from the UK to Nigeria for medical bills, how much of it reaches care, and what the alternatives are.

    6 min read · Updated 19 Sept 2026→
  • Money and healthcare

    Should I keep sending money home, or set up a plan? How families use both

    Remittances and a health and care plan do different jobs. What each one is good for, what each one misses, and how families in the UK combine them.

    5 min read · Updated 19 Sept 2026→
  • Money and healthcare

    How to pay a hospital bill in Nigeria from the UK

    The practical steps when a relative in Nigeria is in hospital and the bill is yours to settle from the UK: deposits, transfers, HMO codes, and what to ask for.

    5 min read · Updated 19 Sept 2026→
  • Looking after someone from abroad

    What a Kinship Plan costs, and what changes the price

    Billed monthly, the Kinship Plan is £20 a month. Add 1, 2 or 4 visits per month for monthly totals of £60, £95 or £160.

    4 min read · Updated 19 Sept 2026→
  • Looking after someone from abroad

    Health insurance in Nigeria explained, for families abroad

    How health insurance works in Nigeria in 2026: NHIA, HMOs, what plans cost, what 'up to' limits mean, and what a relative abroad can and cannot buy.

    7 min read · Updated 19 Sept 2026→
  • Looking after someone from abroad

    HMOs in Nigeria explained: 'up to' limits, waiting periods and authorisation codes

    The three things on a Nigerian HMO plan that decide whether it helps when it matters: benefit limits, waiting periods and the authorisation code. Plain English.

    5 min read · Updated 19 Sept 2026→
  • Looking after someone from abroad

    Choosing a hospital in Lagos for a relative, from abroad

    Public teaching hospitals, private hospitals, what a consultation costs, the emergency numbers, and the questions to ask before your relative needs one.

    6 min read · Updated 19 Sept 2026→
  • Looking after someone from abroad

    How to get help for an elderly parent in Nigeria when you live abroad

    The realistic options for an ageing parent in Nigeria when you are in the UK: family, a live-in carer, an agency nurse, a care home, or regular visits, with 2026 Lagos prices.

    7 min read · Updated 19 Sept 2026→
  • Looking after someone from abroad

    A relative in Nigeria has been admitted to hospital and you are in the UK: what to do

    The first 48 hours, from the UK: who to call, what to ask, what to pay, and how to make sure the discharge does not become the next admission.

    5 min read · Updated 19 Sept 2026→
  • Looking after someone from abroad

    How to talk to a parent in Nigeria about accepting help

    Why parents say no to help arranged from abroad, and the ways of asking that families say worked: framing, timing, who asks, and what to offer first.

    5 min read · Updated 19 Sept 2026→
  • Healthcare in Nigeria

    An HMO for an older parent in Nigeria: what to look for

    Choosing a Nigerian HMO plan for someone over 60: the limits that matter, the waiting periods that bite, age loading, pre-existing conditions, and the network.

    5 min read · Updated 19 Sept 2026→
  • Healthcare in Nigeria

    Care options in Lagos compared: care home, caregiver agency, home nurse, or visits

    The four ways to arrange care for an older person in Lagos, what each costs in 2026, who regulates it, and which suits which situation.

    6 min read · Updated 19 Sept 2026→
  • Looking after someone from abroad

    Kinship, a home-care agency, or an HMO: what you get from each

    The three ways to arrange care for someone in Nigeria from abroad, side by side: what each includes, what it costs in 2026, and which questions to ask before choosing.

    6 min read · Updated 19 Sept 2026→
  • Looking after someone from abroad

    Looking after someone in Nigeria who is not a relative

    A friend, a former colleague, the woman who raised you, your late friend's mother. How to arrange support for chosen family in Nigeria from abroad, and what the person themselves has to agree to.

    4 min read · Updated 19 Sept 2026→
  • Looking after someone from abroad

    Sharing the cost of one plan between siblings, cousins and friends

    How families abroad actually split the cost of looking after someone in Nigeria, the arguments it causes, and how a plan with several supporters avoids most of them.

    4 min read · Updated 19 Sept 2026→
  • Looking after someone from abroad

    Keeping one health record for a relative in Nigeria, from abroad

    What to keep, who holds it, what to bring to every appointment, and why one shared record is the single most useful thing a family abroad can set up.

    4 min read · Updated 19 Sept 2026→
  • Looking after someone from abroad

    Managing high blood pressure or diabetes for a relative in Nigeria, from abroad

    The two conditions most older Nigerians live with, why they go wrong at a distance, and the practical set-up (readings, medicines, reviews, a person who checks) that keeps them steady.

    5 min read · Updated 19 Sept 2026→
  • Looking after someone from abroad

    Healthcare in Ghana for families abroad: NHIS, private hospitals and what things cost

    How healthcare works in Ghana in 2026 for someone with family there: the NHIS and what it covers, private insurance prices, the main hospitals in Accra and Kumasi, emergency numbers, and elderly care.

    7 min read · Updated 19 Sept 2026→
  • Money and healthcare

    Supporting family in Nigeria from the US or Canada

    Sending money and arranging care for a relative in Nigeria from the United States or Canada: what transfers cost, the apps people use, the rules that apply, and how a Kinship Plan works for supporters outside the UK.

    5 min read · Updated 19 Sept 2026→
  • Money and healthcare

    What a funeral costs in Nigeria, and how families abroad pay for it

    Mortuary fees, caskets, burial plots in Lagos, catering and aso ebi, repatriation from the UK, and the WhatsApp committees that pay for it all. Figures with dates, because the naira moves.

    7 min read · Updated 19 Sept 2026→
  • Looking after someone from abroad

    What happens to a Kinship Plan when someone dies

    If the member dies, or the person paying dies: what Kinship does, when collections stop, what happens to the supporters, and how the family is handled.

    3 min read · Updated 19 Sept 2026→
  • Healthcare in Nigeria

    Questions to ask any care provider in Nigeria before you pay

    Twelve questions for a home-care agency, a care home, an HMO or a service like Kinship, and the answers that should worry you.

    4 min read · Updated 19 Sept 2026→
  • Healthcare in Nigeria

    Dementia care in Nigeria: what exists, what it costs, what families abroad can do

    How common dementia is in Nigeria, where the specialist clinics are, what home and residential care cost in Lagos in 2026, and what a family abroad can do.

    7 min read · Updated 19 Sept 2026→
  • Healthcare in Nigeria

    Recovering at home after a stroke in Nigeria, when the family is abroad

    Stroke in Nigeria in numbers, what the hospital stay costs, 2025 prices for physiotherapy and medicines, and how a family abroad keeps recovery going.

    7 min read · Updated 19 Sept 2026→
  • Healthcare in Nigeria

    Pharmacies and medicines in Nigeria: buying safely and paying from abroad

    How to check a pharmacy and a medicine are genuine, what common medicines cost in Lagos in 2026, why prices jumped, and how to pay from abroad.

    7 min read · Updated 19 Sept 2026→
  • Healthcare in Nigeria

    Healthcare in Abuja for families abroad: hospitals, emergency numbers, home care

    Abuja's public and private hospitals, the emergency numbers that work, 2025 and 2026 consultation and HMO prices, home-care agencies and care homes.

    6 min read · Updated 19 Sept 2026→
  • Healthcare in Nigeria

    Healthcare in Port Harcourt for families abroad: hospitals, emergency numbers, care

    Port Harcourt's teaching and private hospitals, emergency and ambulance numbers, HMO networks, and the home-care and residential options in the city.

    5 min read · Updated 19 Sept 2026→
  • Healthcare in Nigeria

    What an older person in Nigeria actually lives on: pensions, stipends and the family

    How many older Nigerians have a pension and what it pays, which states give a stipend, what living costs in Lagos in 2026, and where the money comes from.

    7 min read · Updated 19 Sept 2026→
  • Looking after someone from abroad

    When a parent visits from Nigeria: healthcare in the UK for visitors

    What the NHS charges a visitor from Nigeria, what is free, how an unpaid bill affects the next visa, 2026 visa fees, and insurance for a long stay.

    7 min read · Updated 19 Sept 2026→
  • Looking after someone from abroad

    Medical treatment abroad for a relative in Nigeria: India, the UK, and when it makes sense

    What Nigerians spend on treatment abroad, what a bypass or knee replacement costs in India and the UK in 2025 and 2026, the visas, and the risks.

    8 min read · Updated 19 Sept 2026→
  • Looking after someone from abroad

    Supporting family in Nigeria from Ireland and mainland Europe

    How many Nigerians live in Ireland, Italy, the Netherlands and Spain, what euros to naira cost in 2025, which apps serve the corridor, and a plan.

    6 min read · Updated 19 Sept 2026→
  • Looking after someone from abroad

    The UK Nigerian community in numbers

    How many Nigerian-born people live in the UK, where, how old they are, what they do, how many work in the NHS, and what the census says about the parents.

    5 min read · Updated 19 Sept 2026→
  • Looking after someone from abroad

    Your own health when you split time between the UK and Nigeria

    NHS entitlement when you spend months in Nigeria, GP deregistration after three months away, malaria, vaccines, prescriptions and long-stay insurance.

    7 min read · Updated 19 Sept 2026→
  • Looking after someone from abroad

    Looking after a family house in Nigeria from abroad

    What goes wrong with houses owned from abroad, what managers, guards and insurance cost in Lagos in 2026, the tenancy rules, and the diaspora mortgage.

    7 min read · Updated 19 Sept 2026→
  • Looking after someone from abroad

    How AI is used in looking after someone from abroad, and what it should never do

    Where AI helps a family caring for someone abroad, what the evidence says about AI companions, what regulators require, and the lines drawn for Kemi.

    7 min read · Updated 19 Sept 2026→
  • Looking after someone from abroad

    Questions to ask when a relative is discharged from hospital in Nigeria

    Eleven questions to get answered in writing before a relative leaves a Nigerian hospital, and how a family abroad gets them answered from a distance.

    5 min read · Updated 19 Sept 2026→

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Kinship is a trading name of Legacy FS Limited, registered in England and Wales (company number 14762350), registered office 167-169 Great Portland Street, 5th Floor, London, W1W 5PF.

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