On this page
Why the money causes trouble
- One person, usually the eldest or the one in the UK, pays and quietly resents it.
- One person collects and the others pay late, or not at all, and the collector is now a debt collector.
- Nobody knows what the money actually bought, so every transfer restarts the argument.
- The person being looked after hears the argument.
How supporters work on a Kinship Plan
- The member holds the plan. Each supporter sets up their own contribution and pays Kinship directly, monthly or one-off.
- Amounts are private. The member sees that the plan is supported and by whom; individual amounts are between each supporter and Kinship.
- Everyone who chips in sees the same updates after each visit, so nobody has to report to anybody.
- If one supporter stops, the plan does not end; the member decides whether to keep it going, and others can adjust.
Ways families divide it
- Equal shares, the simplest and the most common.
- By means: the sibling with the salary pays more, and says so once.
- By layer: agree how to share the plan and any visits, then chip in as one payment.
- A cousin or friend covers one-offs, such as a month of visits after a hospital stay.
Questions people ask
Can supporters be in different countries?
Yes. Supporters pay in pounds from the UK or from anywhere else. The member does not need a card.
Does the member have to pay anything?
No, but they can. Many members contribute to their own plan alongside the family.
Looking after an ageing parent in Nigeria from the UK
If this is your situation, the page below shows how a Kinship Plan applies to it, with prices.
Looking after an ageing parent in Nigeria from the UKRelated
Sources
Prices in naira are quoted with their date because they move. Where a figure comes from a commercial provider, the source is described rather than named, and nothing on this page recommends a provider.
This page is information, not advice. Kinship wrote it from the sources listed above and checked it on the date shown. It is not medical, legal, financial or insurance advice, and it does not take account of any one person's circumstances. Decisions about treatment belong with the person and their doctor; decisions about money, insurance or immigration with the person and a qualified adviser. Our platform terms apply.